What $350K Buys You in Elizabethtown, KY
A Local Look at Real Estate Value in the Heart of Kentucky
If you're house hunting in Elizabethtown, Kentucky, with a budget around $350,000, you’re in for a treat. In today’s real estate market, $350K in larger cities might stretch to a condo or a fixer-upper, but in Elizabethtown, that same price point unlocks spacious living, modern upgrades, and highly desirable neighborhoods.
At Olive + Oak Realty, we know this market inside and out. Here's what you can expect to find in the $325K–$375K range across our vibrant, growing community.
Space to Breathe: Larger Homes, Bigger Yards
For $350,000 in Elizabethtown, buyers can typically afford:
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3 to 5 bedrooms
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2 to 3.5 bathrooms
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2,000-3,200+ sq ft
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Half-acre or larger lots
Many of these homes include finished basements, bonus rooms, home offices, or multi-purpose areas: perfect for families, remote workers, or those looking to grow.
You won’t find postage-stamp yards here. Outdoor living is a big deal in Central Kentucky, and many homes in this range include covered porches, decks, fenced yards, and mature landscaping.
Style & Upgrades: Modern Comfort Meets Classic Charm
Elizabethtown homes in this price range offer a mix of:
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New construction in established subdivisions
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Upgraded brick ranches or two-stories
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Open floor plans with high ceilings
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Custom cabinetry and granite countertops
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Luxury vinyl plank or hardwood flooring
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Stainless steel appliances and energy-efficient HVAC systems
Looking for something move-in ready? It’s possible.
Prefer a home you can slowly make your own? That’s here too.
Neighborhoods You’ll Love
At $350K, you’re not limited to one side of town! You’ll find strong options across Hardin County. Some of our clients’ favorite neighborhoods include:
The Cedars
Tucked just outside the city center, The Cedars offers custom homes with generous lots, mature trees, and a quiet, residential vibe.
Summit Creek
Newer builds with modern layouts, close to schools and quick access to Ring Road and Highway 62.
Bright Side Estates
Popular with military families and commuters, this community offers homes with upgraded finishes and a strong resale track record.
Bonus: What $350K Gets You Compared to Other Cities
Let's put it in perspective:
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Louisville, KY: Might buy a 2-bed, 1.5-bath condo or older home needing updates.
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Nashville, TN: Possibly a 1-bed apartment downtown or a starter home 30+ minutes outside the city.
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Elizabethtown, KY: Room to grow, entertain, and live with comfort and space.
In short? More house. More land. More value.
Relocating from Out of State?
If you're moving to Elizabethtown from out of state, whether for military relocation, job transfer, or retirement, you’ll find that $350,000 stretches surprisingly far here. Our team specializes in helping families relocate smoothly, even if you can’t tour homes in person. We offer:
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Virtual walkthroughs
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Video inspections
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Remote closings
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Local school and neighborhood insights
- Military Relocation Specialists (MRP) and VA loan experts
We’re not just your agents, we’re your community guides!
Ready to See What’s Available?
Our listings at Olive + Oak Realty include homes in every price range, and we’re passionate about helping families maximize value in that $350K sweet spot.
Browse Current Listings in Elizabethtown
Or contact our team to schedule a private showing or virtual consult.
Final Thoughts
In Elizabethtown, $350K is more than just a budget, it’s an open door to the lifestyle you’ve been dreaming about. Whether you're searching for your first home, upgrading your space, or relocating to a community full of charm, we’d love to help you plant roots here.
Let’s Find Your Kentucky Home
Olive + Oak Realty
Where real estate meets generosity, integrity, and authentic connection.
